Privacy Policy

Our Privacy Commitment

At forainosium, we take your privacy seriously and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our financial planning services.

We believe in transparency and want you to understand exactly how your information is handled throughout your relationship with us.

Information We Collect

We collect information necessary to provide effective financial planning services and improve your experience:

• • Contact information including name, email address, phone number, and postal address
• • Financial information such as income details, assets, liabilities, and financial goals
• • Demographic information including age, occupation, and family status for planning purposes
• • Technical information such as IP address, browser type, and website usage data

How We Use Your Information

Your information is used exclusively for legitimate business purposes related to providing financial planning services:

• • Providing personalized financial planning consultations and recommendations
• • Communicating with you about your subscription and planning progress
• • Improving our services and developing new features based on client needs
• • Complying with legal and regulatory requirements in the financial services industry
• • Protecting against fraud and ensuring account security

Legal Basis for Processing

We process your personal information based on several legal grounds under applicable privacy laws:

We process your data on the basis of consent and legitimate business interests.: Consent / Legitimate Interest

• • Contractual necessity to provide the financial planning services you've subscribed to
• • Your explicit consent for specific processing activities and communications
• • Legitimate business interests in improving our services and preventing fraud

How We Share Your Information

We limit data sharing to essential business purposes and never sell your personal information:

• • Trusted service providers who assist in delivering our services under strict confidentiality agreements
• • Regulatory authorities when required by law or to comply with financial services regulations
• • Professional advisers including auditors and legal counsel when necessary for business operations
• • Law enforcement agencies when required by court order or legal obligation

Data Security Measures

We implement comprehensive security measures to protect your personal information including encryption, secure servers, access controls, and regular security assessments. Our team receives ongoing training on data protection best practices and security protocols.

Data Retention

We retain your personal information only as long as necessary to provide services and comply with legal obligations. Active client records are maintained during your subscription period plus seven years as required by financial services regulations.

Your Privacy Rights

You have several rights regarding your personal information under Australian Privacy Principles and other applicable laws:

• • Right to access and obtain copies of your personal information we hold
• • Right to correct inaccurate or incomplete personal information
• • Right to request deletion of your personal information in certain circumstances
• • Right to restrict processing of your personal information for specific purposes
• • Right to receive your personal information in a portable format
• • Right to object to certain types of processing of your personal information
• • Right to withdraw consent for processing activities that require your consent

Cookies and Tracking

We use cookies and similar technologies to enhance your website experience and analyze usage patterns.

For detailed information about our cookie practices, please refer to our separate Cookie Policy. Cookie Policy

Third-Party Websites

Our website may contain links to external sites for your convenience. We are not responsible for the privacy practices of these third-party websites and encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are designed for adults aged 18 and over. We do not knowingly collect personal information from individuals under 18 years of age. If we discover we have collected such information, we will delete it promptly.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes through email or website notice before they take effect.

Contact Us About Privacy

If you have questions about this Privacy Policy or want to exercise your privacy rights, please contact us: