Important Disclaimers

Past performance does not guarantee future results.

Financial planning involves risk and individual circumstances vary significantly.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding accuracy, adequacy, validity, reliability, or completeness.

This disclaimer applies to all sections, pages, and content available on forainosium.com and associated materials.

Information Accuracy

While we strive to keep information up-to-date and correct, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of the information contained herein.

Information may be changed or updated without notice and may not reflect current market conditions or regulatory requirements.

No Professional Advice

The content on this website does not constitute professional advice and should not be relied upon as such. You should seek independent professional advice before making any financial decisions.

  • • This is not financial advice and does not constitute recommendations for specific financial products or strategies.
  • • Content provided does not constitute legal advice and should not be used as a substitute for consultation with qualified legal professionals.
  • • Tax-related information is general in nature and does not constitute tax advice for your specific circumstances.
  • • We do not provide investment advice or recommendations regarding specific securities or investment products.

Always consult with qualified professionals regarding your specific financial, legal, or tax situation before making important decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, forainosium excludes all liability for damages arising from your use of this website or services.

We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use or inability to use our services.

  • • Loss of profits, revenue, or anticipated savings
  • • Loss of data, business interruption, or business opportunity
  • • Personal injury or property damage arising from service use
  • • Any damages arising from third-party content or external links

External Links and Third-Party Content

Our website may contain links to external sites and third-party content for your convenience and information. We have no control over and assume no responsibility for the content, policies, or practices of these external sites.

Inclusion of external links does not constitute endorsement of the linked sites or their content, products, or services.

Use at Your Own Risk

Your use of this website and any information obtained from it is entirely at your own risk and discretion. You acknowledge that you are responsible for evaluating all information and making your own decisions.

You accept full responsibility for any consequences arising from your use of this website or reliance on any information provided.

Indemnification

You agree to indemnify and hold harmless forainosium, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

Governing Law and Jurisdiction

This disclaimer is governed by the laws of Australia, and any disputes shall be subject to the exclusive jurisdiction of Australian courts.

Jurisdictional Variations

  • • Australian Consumer Law protections cannot be excluded and may override certain limitations outlined in this disclaimer.
  • • Where Australian Privacy Principles apply, data handling practices will comply with Privacy Act 1988 requirements.
  • • ASIC regulations may impose additional obligations not covered by this general disclaimer.
  • • State and territory legislation may provide additional consumer protections that supersede these terms.

We comply with applicable Australian federal and state regulations governing financial services and consumer protection.

No Warranties

We provide this website and all content on an "as is" and "as available" basis without any warranties or guarantees of any kind, either express or implied.

All information and services are provided without warranty of merchantability, fitness for particular purpose, or non-infringement.

Results and Outcomes Disclaimer

Any results, testimonials, or case studies presented are individual examples and should not be considered typical or guaranteed outcomes.

Individual results may vary based on personal circumstances, market conditions, and adherence to recommended strategies.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes become effective immediately upon posting to the website.

Continued use of the website following any changes constitutes acceptance of the revised disclaimer terms.

Contact Information for Disclaimer Queries

If you have questions about this disclaimer or need clarification on any terms, please contact us using the information below.

forainosium

Level 15, 324 Collins Street, Melbourne VIC 3000

Email:: contact@forainosium.com

Phone:: +61 655-382-796

Last Updated:: September 23, 2025